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increase your money while obtaining a life insurance policy

Obtaining a life insurance policy is a crucial step in securing the financial future of your loved ones in the event of your primary demise. However, life insurance can also serve as a valuable financial asset during your lifetime. In this article, we will notice ways to increase your money while obtaining a life insurance policy . Choose the Right Type of Life Insurance: There are various types of life insurance policies, including term life and permanent life insurance. Term life insurance offers attention for a specified term, while permanent life insurance, such as whole life or universal life, provides coverage for the entire lifetime of the insured. While term life insurance is usually more affordable, enduring life insurance policies often have a cash value component that can grow over time, offering a potential source of increased wealth. Explore Cash Value Accumulation: Permanent life insurance policies often include a cash value component that grows tax-deferred over

how does sleep affect your heart rate?

 

how does sleep affect your heart rate?By Julie Corliss, Executive Editor, Harvard Heart Letter

Even if you don't wear a smartwatch or activity tracker to monitor your heart rate, you can often feel your heart rate fluctuating throughout the day. During your waking hours, the number of heartbeats per minute when you are sitting still is called your resting heart rate. Most adults have a resting heart rate between 60 and 100 beats per minute.

As soon as you get up and move, your heart rate increases, and the workout speeds it up even more. Even strong emotions fear, anger, or surprise can make your heart rate skyrocket. But what happens when you go to sleep? The answer differs depending on the sleep stage: light sleep, deep sleep or REM (rapid eye movement) sleep.

How does your heart rate change while you sleep?

"During sleep, stimulation of your nervous system is reduced, and most processes in your body slow down," says Dr Lawrence Epstein, Associate Physician in the Division of Sleep and Circadian Disorders at Brigham and Women's Hospital affiliated with Harvard.

Within about five minutes of falling asleep, your heart rate will gradually slow down to the resting speed as you enter what is known as light sleep. Your body temperature drops, and your muscles relax. People typically spend about half of the night in a light sleep. But during the next phase, deep sleep, your blood pressure drops, and your heart rate slow to 20-30% below your resting heart rate. When you dream, you enter the sleep phase known as REM (also known as dream sleep). "Your heart rate can vary quite a bit during REM sleep as it reflects the level of activity that occurs during your sleep. If your dream is scary or involves activities like running, your heart rate will increase as if you were awake," says Dr Epstein.

Can you change your resting heart rate?

Regular running or other moderate to vigorous physical activity can lower your resting heart rate. That's because exercise strengthens the heart muscle, allowing it to pump a larger blood volume with each heartbeat. This allows more oxygen to flow to the muscles, so the heart doesn't have to beat as often as it does in someone less fit.

As you age, your resting heart rate stays about the same unless you're taking medications that slow your heart rate, such as B. beta-blockers or calcium channel blockers.

To determine your resting heart rate, measure your heart rate after waking up a few days a week for several weeks. Use your index and middle fingers to press lightly on the opposite wrist, just below the fat pad of your thumb. Or gently press on the side of his neck, just below his jaw. Count the number of beats in 30 seconds. Double this number to get your heart rate in beats per minute. (Just measuring for 15 seconds and multiplying by four is pretty accurate too.)

A resting heart rate that's too low (less than 50 beats per minute) or a heart rate of 100 or more can be a sign of trouble, and you should call your doctor. 

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